Download Advanced Technologies for Microfinance: Solutions and by Arvind Ashta PDF

By Arvind Ashta

In todays international society, microfinance presents reduce source of revenue participants the chance to enhance their monetary state of affairs via a democratic, market-based approach. complicated applied sciences for Microfinance: options and demanding situations is the 1st booklet to systematically handle technologys influence on microfinance. It discusses a wide selection of expertise functions that would outline the following iteration of the microfinance stream and it addresses the cruel questions surrounding expertise in microfinance. for example, what are the negative aspects of technology-enabled microfinance and what's going to it suggest for the inclusiveness and empowerment of the provider? This dynamic assortment is a must have for a person attracted to microfinance, no matter if you're a donor, lender, or investor.

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B. c. User fees as a % of the transaction value. User fees as a % of the relationship value User fees as a % of average monthly income of the target segment. These proxy attributes are easy to define, quantify and measure, and hence may be used instead of the high level requirement, namely, affordability. In the process of deriving elementary attributes from affordability, we have also defined Figure 1. Some Stakeholders in the MFI system 5 Stakeholder Analysis of IT Applications for Microfinance Figure 2.

Specific attributes discussed include accessibility, availability and unique identity. ch001 Copyright © 2011, IGI Global. Copying or distributing in print or electronic forms without written permission of IGI Global is prohibited. Stakeholder Analysis of IT Applications for Microfinance Management Information Systems (MIS) in the MFI sector has been growing rapidly, with an estimated 82% of all MFIs using some form of automation (CGAP, 2009 a) as per recent surveys. However, most of the currently deployed MIS solutions address back office functions and do not engage their clients directly or through intermediaries, using technology based solutions.

1) Stakeholder Analysis has been used in a number of contexts, and has been found to be very useful where multiple stakeholders are involved. It has been argued (Jensen, 2000), that there is a need to maximize the overall value across multiple stakeholders. Indeed, Jensen, a professor at the Harvard Business School, raises fundamental questions regarding what one is trying to achieve, and how one can measure impact qualitatively and quantitatively. This highlights the centrality of defining goals, and the ability to measure actual achievement or performance against such goals.

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