By Paromita Sanyal
Credits to services specializes in the debatable subject of microcredit's influence on women's empowerment and, in particular, at the ignored query of ways microcredit transforms women's employer. according to interviews with countless numbers of economically and socially weak ladies from peasant families, this booklet highlights the function of the associational mechanism - forming ladies into teams which are embedded in an unlimited community and supplying the chance for face-to-face participation in crew conferences - in enhancing women's features. This ebook unearths the position of microcredit teams in fostering women's social capital, relatively their ability of organizing collective motion for public items and for shielding women's welfare. It argues that, within the Indian context, microcredit teams have gotten more and more very important in rural civil societies. all through, the e-book continues an analytical contrast among married girls in male-headed families and ladies in female-headed families in discussing the potentials and the restrictions of microcredit's social and financial affects.
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Additional info for Credit to Capabilities: A Sociological Study of Microcredit Groups in India
The matter is made more complex by the fact that the viability of our individual personhood is fundamentally dependent on these social norms. ” Such an approach ultimately results in afﬁrming the status quo and, therefore, remains deﬁcient in understanding and promoting the full possibilities of women’s agency. ” In his “capabilities approach” to agency, Sen replaces desire with choice (desire that is pursued through action) and, more importantly, introduces a conception of value, or valuableness, as a yardstick to evaluate choices for them to be judged as being indicative of agency.
4284. The rate of loan recovery was high, with 70 percent of groups reporting a recovery rate of 81–100 percent. This data is taken from the “Study of Self-Help Groups and Micro Finance in West Bengal,” Draft Report, 2000, by the State Institute of Panchayat and Rural Development, Kalyani, Nadia, West Bengal. Existing research studies on women in microcredit, nearly all of which is based on programs in Bangladesh, do not specify whether they include only Muslim women or also Hindu women. 3: Summary Data on Microﬁnance Programs21 Particulars: 2004–05 Sisterhood Villages covered No.
This communist-led government survived other communist governments in democratic regimes worldwide and other elected opposition governments at the state and national levels in India. This feature often leads external observers to deduce that women in Bengal may be in a more advantageous position than their compatriots in other states and that the general environment in the state must be more conducive to women’s emancipation. But sociologists (Basu 1992; Ray 1999) who have studied women’s movements and activism in the state have thoroughly debunked this notion.